Self-Managed Super Funds (SMSFs)

A Self-Managed Superannuation Fund (SMSFs) is a superannuation structure that can provide benefits during retirement.  SMSFs can also help reduce admin costs and take control of superannuation investments.  We have skill set to ensure your SMSF is efficiently administered.

 

 

 

Our SMSF Services include:

Registering and establishing your SMSF

 

Advice on SMSF compliance and administration

 

Lodgement of income tax returns and other relevant documents with the Australian Taxation Office and other regulatory bodies

 

Provide advice on the concessional and non-concessional cap (age-based limit)

 

Investment restrictions for SMSFs

 

Borrowing rules and restrictions

 

In house asset rules

 

 

Since the removal of accountant’s exemption (July 2016), which previously allowed recognised accountants without an AFS licence to give financial product advice about acquiring or disposing of an SMSF, we are not able to:

 

Recommend the establishment of an SMSF, or acquisition or disposal of an interest in an SMSF (or other superannuation product)

 

Provide advice about SMSF investment strategy or contribution levels

 

If you are considering establishing an SMSF, we can refer you to a licensed financial adviser to decide whether the establishment of SMSF is the right decision for you.

 

The ATO website and ASIC’s MoneySmart website contains helpful information about SMSFs.

 

 

SMSF benefits for Australians:

Have complete control over your retirement portfolio

 

Have increased investment choice and flexibility

 

Potentially reduce administration fees

 

Purchase an investment property leveraging your super fund

 

Manage or eliminate your Capital Gains Tax (CGT)

 

Pool your superannuation assets with a partner or family

 

Control who benefits from your estate